Checking Accounts

We offer two excellent checking account products to fit all your needs. Both of our checking accounts come with no monthly maintenance fee. These accounts also come with free 24/7 online banking, and banking through our mobile/tablet app!


Simple Checking Accounts

  • No minimum balance requirement
  • No dividends
  • Unlimited check writing and deposits
  • Free MasterCard Debit card with unlimited transactions
  • Line of Credit and Courtesy Pay upon approval
  • Funds insured up to at least $250,000.00 by the NCUA
  • Direct deposit/Payroll deduction
  • Bill Pay
  • E-Statements
  • E--alerts

Our Protection Plus Checking Account provides you with all the features of the Simple Checking Account with added protection. The Protection Plus account includes identity monitoring services to help watch for identity fraud events, and includes an on-site fraud specialist, for a low monthly fee of $4.00. Learn more about Protection Plus Checking, or contact us at 607-547-5700.

Whether heading into the workforce or off to college, our Protection Plus Checking Account is also perfect for young adults. It is important to start protecting your identity as early as possible, the Protection Plus Account is a perfect way for young adults to start on a path of identity security! The Simple Checking Account is an available option to young adults as well.