Phone: (607) 547-5700     Toll Free: 1-877-378-6466
 
Security     Instructions     Reset Password
   

Rates

Deposit Rates

Effective Date: 3/31/16

Rates are generally approved at the monthly board meetings and are subject to change without notice. The approved rates are applied to the average balances at month-end as described in our Truth In Savings disclosure.

Savings (Min Balance Requirement $5.00)
Dividend on average daily balances of $500 0.03% APY*
Preferred Saving Nominal Rate APY*
$10,000 - 24,999.99 0.03% 0.03%
$25,000 & Over 0.10% 0.10%
 
Checking No minimum balance
  0.00% APY*
 
Money Market Nominal Rate APY*
$2,500 - 19,999.99 0.03% 0.03%
$20,000 - 74,999.99 0.03% 0.03%
$75,000 & Over 0.03% 0.03%
 
Smart Start Certificate Nominal Rate APY*
$25 & Over .50% .50%
 
Certificates of Deposit Nominal Rate APY*
6-11 Month ( $1,000 & Over) 0.20% 0.20%
12-23 Month ($1,000 & Over) 0.50% 0.50%
24-35 Month ($1,000 & Over) 0.75% 0.75%
36-47 Month ($1,000 & Over) 1.00% 1.00%
48-59 Month ($1,000 & Over) 1.25% 1.25%
60 Month ($1,000 & Over) 1.50% 1.51%

IRA Savings Nominal Rate APY*
Dividend on average daily balances of $500 0.03% 0.03%
Roth IRA Smart Start Certificate Nominal Rate APY*
$25 & Over 0.50% 0.50%
IRA Certificates Nominal Rate APY*
24 Month( $1,000 & Over) .75% .75%
48 Month ($1,000 & Over) 1.25% 1.25%
60 Month ($1,000 & Over) 1.50% 1.50%

Loan Rates