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Current Rates


Mortgage Rates:

Rates Effective: 04/14/14-04/20/14


TYPE APR* POINTS Effective APR
FIXED RATES 15 YR 3.25% 1.00 3.33%
3.50% 0 3.50%
30 YR
4.50% 0

  • The rates and points set forth above are for a loan to home value ratio (LTV) of 70% or less. In the event that the borrower's LTV exceeds 70%, on refinance only, the points will be adjusted upward an additional .50 percent for an LTV of 70.01% to 79.99% and an additional .75 percent for an LTV of 80% to 85%.
  • Owner occupied fixed rate purchase mortgages require minimum 5% down.
  • 15 year term equals 180 payments.
  • 30 year term equals 360 payments.
  • Other terms and conditions may apply. Contact the Credit Union for details.
  • Non-conforming loans now offered. Contact the Credit Union for details.

Loan Type Term APR*
5/5/5 180 Months
(A-B members)
2.75%-7.00%

Loan Type Term APR*
HE Loan up to 80% LTV 120 Months
(A-D members)
5.00%-9.50%
180 Months
(A-D members)
7.5%-10.50%
Variable rate HE up to 80% LTV 120 Months
(A-D members)
3.25-6.75%

*APR = Annual Percentage Rate

Loan Rates:

Effective Date: 3/31/14

Loan Type Term APR *
Autos, Boats, Motorcycles, Etc. 24 Months
(A-E Members)
2.49%-12.49%
36 Months
(A-E Members)
2.49%-12.49%
48 Months
(A-E Members)
2.49%-15.99%
  60 Months
(A-D Members)
2.49%-13.49%
General
D&E paper limited to 48 mo term
60 Months

8.99%-15.99%
Education/ Computer
D&E paper limited to 48 mo term
60 Months 6.99%-13.99%
Line of Credit --- 13.25%
VISA Platinum Credit Card (A-E members) 9.90%-18.00%

*APR = Annual Percentage Rate

  • The rates quoted here are indications only; all rates are subject to change without notice.
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