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About Leatherstocking CU

How To Become A Member

  • Residents who either work or live in Otsego County are eligible for Membership!

  • A minimum deposit of $5 into a Savings account and a $1 lifetime membership fee are required.

  • Must be 18 years of age with a valid form of picture identification (drivers license, sheriff's ID or government ID) and one other form of ID.

  • We also offer Youth Savings and Checking accounts, and their accounts may be started with as little as $6.

Please complete the membership application link to the right.

Please take note of the important information at the top of the application. In addition, please note the Credit Report Authorization section under "Acknowledgments."

Membership Benefits

  • No-fee checking accounts-no minimum balance, no per check charge, no monthly service charge.

  • Savings and Certificate accounts, Money Market accounts, Christmas accounts, vacation accounts and IRAs.

  • VISA credit card--no annual fee; Student VISA credit cards also available

  • 24 ATM Service

  • Free Platinum Debit MasterCard

  • Various loan products such as Mortgages, Home Equity, Auto Loans and Line of Credit

  • Payroll Deduction and Direct Deposit

  • Courtesy Pay

  • Free Phone Access Teller System (PAT)

  • Free Online Banking Access and Mobile Banking

  • Free Bill Pay

  • Free E-statements

  • Free internet access to your account in our Lobby

  • Free Notary Public

  • Medallion Stamp Service

  • TruStage Insurance through CUNA Mutual



This credit union is federally insured by the National Credit Union Administration.
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