Security     Instructions     Reset Password

Home Equity Products

Home Equity Rate

Rates effective: 6/30/14

Fixed Rate Home Equity Loan

Home Equity Loan-Fixed Rate as low as 5.00% for 120 mos. APR, or as low as 7.5% for 180 mos. APR*
Borrow up to 80% less first mortgage payment of your home's equity!

  • Minimum of $5,000.00

  • Maximum of $125.000.00

  • Term up to 10 & 15 years

  • Draw at least $10,000.00 and NO closing costs, but member will pay the mortgage tax.

  • Reimbursement of Credit Union closing costs is required if the loan is paid off and discharged within the first 24 months.

*APR is the Annual Percentage Rate.
- You may borrow up to 80% of the appraisal of your home less any other mortgage.
- This is not a revolving line of credit



Home Equity Line of Credit Rates
:

Rates Effective: 6/30/14

Home Equity Line of Credit
  • As low as 3.25% APR* (variable)

  • Minimum of $5,000.00

  • Maximum of $125,000.00

  • 10 year term with a draw period of 5 years on the line of credit

  • Draw $10,000.00 and NO closing costs, but member will pay the mortgage tax.

  • Borrow up to 80% less first mortgage payment of your home's equity.

  • CAP 18.00%; per year CAP of 3% APR*

  • Floor 3.25% APR* (Rate based on prime rate as published in the Wall Street Journal, the rate is adjusted quarterly). And you may borrow up to 80% of the appraisal of your home less any other mortgage.

  • Reimbursement of Credit Union closing costs is required if the loan is paid off and discharged within the first 24 months.

*APR is the Annual Percentage Rate.
- Loans are subject to credit approval and loan rates are subject to change without notice.
- You may borrow up to 80% of the appraisal of your home less any other mortgage.

Online Application Printable Application
Financial Calculators
 
 
 
 
 
 
 
 



 
This credit union is federally insured by the National Credit Union Administration.
     
Privacy Policy   Website Terms
USA Patriot Act