Home Equity Products

Home Equity Loan-Fixed Rate as low as 5.00% for 120 mos. APR, or as low as 7.5% for 180 mos. APR*
Borrow up to 80% less first mortgage payment of your home's equity!

• Minimum of $5,000.00

• Maximum of $125.000.00

• Term up to 10 & 15 years

• Draw at least $5,000 and NO closing costs, but member will pay the mortgage tax.

• Reimbursement of Credit Union closing costs is required if the loan is paid off and discharged within the first 24 months.

*APR is the Annual Percentage Rate.
- You may borrow up to 80% of the appraisal of your home less any other mortgage.
- This is not a revolving line of credit

• As low as 3.25% APR* (variable)

• Minimum of $5,000.00

• Maximum of $125,000.00

• 10 year term with a draw period of 5 years on the line of credit

• Draw $5,000 and NO closing costs, but member will pay the mortgage tax.

• Borrow up to 80% less first mortgage payment of your home's equity.

• CAP 18.00%; per year CAP of 3% APR*

• Floor 3.25% APR* (Rate based on prime rate as published in the Wall Street Journal, the rate is adjusted quarterly). And you may borrow up to 80% of the appraisal of your home less any other mortgage.

• Reimbursement of Credit Union closing costs is required if the loan is paid off and discharged within the first 24 months.

*APR is the Annual Percentage Rate.
- Loans are subject to credit approval and loan rates are subject to change without notice.
- You may borrow up to 80% of the appraisal of your home less any other mortgage.