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College Student 
College Student
We recognize young adult members, especially those in school, have unique financial needs.
Therefore, we have created a financial package of products and services to help the young adult attain financial independence and establish a good credit rating.
Savings Account
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In order to be eligible for LCU membership, you, your parent or spouse must live or work in Otsego County.
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An initial deposit of $5.00 is required to open an account.
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A birth certificate and social security card are required
Checking Account
Student VISA Credit Card
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Must be at least 18 years of age
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Maximum credit line $1000.
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Rates as low as 9.90% APR
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No annual fee
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Accepted worldwide
Platinum Debit Master Card
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May be used to pay purchases anywhere MasterCard is accepted.
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The purchase amount will be deducted automatically from available funds in member's Checking account.
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Can also use it to get cash at any ATM that displays the MasterCard Logo. Non-LCU ATM transaction fees do apply.
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No annual fee
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Membership Application |
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