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About Leatherstocking CU

Leatherstocking Credit Union

Leatherstocking Credit Union, established in 1977 is a not-for-profit financial cooperative located in Cooperstown, NY, the home of the National Baseball Hall of Fame and Museum.

Originally formed to serve the employees of Bassett Hospital, our current field of membership includes anyone who lives or works in Otsego County. LCU exists solely for the purpose of meeting the financial needs of its member-owners, and we are dedicated to providing our members the highest level of financial services. Strong and growing, we offer excellent borrowing and savings programs. We are committed to building trusted relationships and educating people to be wise consumers and smart money managers. Our mission is to help members learn to save, reduce debt and plan for future expenses.

LCU is a not-for-profit locally run financial institution formed to serve groups of people who have a common bond, such as where they work or live. People who join a credit union are called members and they are the institution's owners. Therefore, instead of paying dividends to a group of stockholders, earnings are returned to members in the form of lower loan rates & fees, higher savings account rates and expanded services. These benefits of membership save you money. By contrast, a for-profit corporation such as a bank is organized for the objective of generating profit and providing dividends for a small, elite group of shareholders and its Board of Directors.

 
 
 
 
 
 
 
This credit union is federally insured by the National Credit Union Administration.
     
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